1. Acceptance of Terms

By accessing or using the website bankrupt713.com or the document preparation services offered by Miami Bankruptcy & Immigration Services ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our website or services.

2. Nature of Our Services

We are a document preparation service. We are not a law firm. We do not provide legal advice, legal representation, or legal opinions. Our services are limited to:

• Typing information you provide into forms
• Translating documents between English and Spanish
• Organizing documents into packets
• Delivering prepared documents to you for your review

You make all decisions regarding what to file, when to file, and how to proceed. We do not select forms, review your answers for legal sufficiency, or represent you before any court or agency.

3. No Attorney-Client Relationship

No attorney-client relationship is created by using this website or our services. Communications with us are not protected by attorney-client privilege. If you need legal advice, consult a licensed attorney.

4. Your Responsibilities

You agree to:

• Provide accurate, complete, and truthful information
• Review all prepared documents carefully before signing or filing
• Understand that you are responsible for the accuracy of your filings
• Not use our services for any unlawful purpose
• Pay all agreed fees before documents are prepared

5. Fees and Payment

Our fees are flat-fee based and are disclosed before we begin any work. Payment is due prior to document preparation. We do not collect court fees or government filing fees on your behalf — those must be paid by you directly to the appropriate authority.

6. Refunds

Because our services involve significant time and labor, fees are non-refundable once document preparation has begun. If you cancel before work has started, you may be eligible for a full refund. Contact us at (754) 777-0807 to discuss any concerns.

7. Limitation of Liability

To the fullest extent permitted by law, Miami Bankruptcy & Immigration Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services. Our total liability to you for any claim shall not exceed the amount you paid us for the specific service in question.

8. Privacy

We take your privacy seriously. Information you provide is used solely for the purpose of preparing your documents. We do not sell or share your personal information with third parties except as required to perform our services or comply with the law.

9. Intellectual Property

All content on this website — text, images, logos, and layout — is the property of Miami Bankruptcy & Immigration Services and may not be copied or reproduced without permission.

10. Governing Law

These Terms are governed by the laws of the State of Florida. Any dispute shall be resolved in the courts of Miami-Dade County, Florida.

11. Changes to Terms

We may update these Terms from time to time. Continued use of our website or services after changes are posted constitutes your acceptance of the updated Terms.

12. Contact

If you have questions about these Terms of Service, contact us at (754) 777-0807.

Last updated: September 2026